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Something On My Mind Personal Finance

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Nov 24, 2021

This week’s topic is about fire safety in your home.

An often overlooked item in one’s domicile is a fire extinguisher and the importance that it provides especially in the kitchen.

According to NFPA.org US fire departments respond to an estimated average of 172,900 home structure fires by cooking activities. 

These...


Nov 18, 2021

This week’s topic is about the residual value when leasing and should and buy the car when the contract is over. 

When it comes to driving a car, the common question is, are you better off buying or leasing?

On the whole, having two separate leases will cost more than purchasing a car outright. The other question is ....


Nov 11, 2021

When looking at collision for auto insurance many people choose a lower deductible which is typical $500.

The common thought is that I’ll pay out the least amount possible if I am at fault for an accident; however; as the rule goes:

A Higher deductible = Lower car insurance rate and higher out-of-pocket costs

Lower...


Nov 4, 2021

This week’s topic is about knowing store policies when returning expensive or custom made products with retailers. 

For example, you can purchase exercise equipment or mattresses and they make it clear that you can return an item within 90-120 days; no questions asked. With that being said, not all companies work the...